This maybe something that you already know, but i want to mention it in case it helps anyone.
We have a mortgage and when I took it out I took out cover in the event of my death. We also took out a family income policy. This cover also included critical illness cover. After some delving about and dusting the cobwebs off my policy documents I found that, once diagnosed with terminal cancer I was entitled to make a claim. This I have done and have just had my claims accepted. Most of our mortgage will be paid off and we will also receive a monthly amount from the family policy before I die. The policys require my life expectancy to be less than 12 months which it currently is. Should I survive beyond that there is no comeback.
I hope talking about money isnt inappropriate to anyone...I just know that cancer has put a huge financial burden on us.
I hope this helps someone?? Check your Insurance policies.